<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WQNH8RJ" originalAttribute="src" originalPath="https://www.googletagmanager.com/ns.html?id=GTM-WQNH8RJ" height="0" width="0" style="display:none;visibility:hidden"></iframe> Finance lease

Finance lease

An alternative source of funding


How does it work?

AGCO FINANCE purchases the equipment from your Massey Ferguson dealer. You lease the equipment from AGCO Finance for a specific time and in return, make a series of payments. The customer can apply to purchase and own the equipment at the end of the contract period but must guarantee the residual. Title to the equipment remains with AGCO Finance until disposal. 

Best for? 

Borrowers wanting to preserve working capital without the need for ownership.


Machinery ownership remains with AGCO Finance. You can apply to purchase and own at the end of the contract period but must guarantee the residual.

Finance Amount?

100% purchase is mandatory^

Interest Rate?

Fixed for the term of the finance agreement.



Payment Schedule?

Tailored to your needs. Just like a AGCO Finance chattel mortgage, we are pleased to discuss the repayment profile that will best match your requirements.


12-66 Months

Balloon / Residual?

Mandatory and is an estimate of the value at the end of the term.

Generates Equity?



Included in each rental, customer claims on next BAS after each payment.

Can I claim full instalments as tax deductions?


Can I claim depreciation and interest as tax deductions?


"Matching farm cash flow ensures your business reaches its full potential"

AGCO Finance Benefits

  • We are dedicated to agriculture; providing expert advice and professional service.
  • Flexible, tailored payment terms matched to your cash flow requirements.
  • Fast approval.
  • Competitive, fixed rates.
  • Easy one-shot documentation process.
  • Convenient one-stop financing at your local MF dealer.

Terms & Conditions

Full details of Finance terms and conditions will be made available upon application. Finance products are available to approved ABN holders for business purposes only. The details on this page do not constitute financial or tax advice and are for information purposes only without taking into account your individual objectives, financial situations or needs.  Neither AGCO Finance Pty Limited ACN 107 653 878 nor AGCO Finance Limited (company number 1530800) warrants the tax treatment in respect of any of the finance products offered by it.  To decide if a finance product is right for you, it is recommended that you seek the advice from a qualified advisor.